Ernestine, I would talk with an Financial counselor at the hospital where you will have the SCT. They will know the ins and outs of they Insurance world. Stay Positive/ Stay Safe! Love, Marcia 🌸

I know nothing about ESRD rules but I know I was turned down at a couple hospitals for SCT because of renal failure . My doctor did get MD Anderson to do it . Financial services at MDA told me what and who I needed to get in contact with to cover the SCT . It took 6 weeks to get everything approved . I got dialysis 3 times a week through the stem cell . A little rough since you are sick from the chemo but whatever it takes to get to remission : )

Yeah the financial people at the hospital know all the things out there too help pay for treatments if you have no insurance.

They are very good about insurance and the Trillium Fund also. I had too tell the insurance company that I gave permission for the woman too deal with the insurance.

Ernestine, hello. There are a few people on this site that have had a transplant with ESRD. Hoping they can help you. Several have gone into remission without a transplant. Wishing you the best either way🙏💖